Vinopal Title and Abstract serves EAU CLAIRE, CHIPPEWA, DUNN, TREMPEALEAU, BUFFALO, PEPIN, RUSK, BARRON, Counties, with the following services:

1. TITLE SEARCHES

Vinopal Title offers three types of Title Searches:

A. TITLE INSURANCE

This is a complete search of the property from the U.S. Government Patent to the current date. Title Insurance helps cover both an owner and a lender from any "title defects" which may arise from the search.

B. TITLE REPORTS

This is a search from the date the current owner took title to the present date. It will show any liens, judgements or encumbrances on the property or current owner.

C. ABSTRACT UPDATE

This search involves updating an abstract of title from the last date in the abstract to the present. This search will include any recorded documents affecting the property.

2. CLOSING SERVICES

• Our office has an experienced and knowledgeable closing department that will make the purchase, sale, or refinance of your property a smooth and pleasant experience.
  
  
• Our closing staff will:
  • Set up the file, which includes:
  • Call on all payoffs, taxes, utilities, special assessments, judgements, and tax liens
  • Call the realtor for the closing statement and payoffs
  • Work up the loan package from the lender and the HUD-l
  • Settlement Statement. When the HUD is approved by the lender we will call the customer with the amount needed for closing.
  • After closing we will disburse the checks, send out the payoffs, record the documents and mail out the loan package to the lender.
  • In addition, we have 6 experienced closing agents to complete the transaction. These agents will explain the closing documents to you and answer any last questions or concerns you may have.

3. CONSTRUCTION DISBURSEMENTS

Vinopal Title & Abstract provides CONSTRUCTION DISBURSING SERVICES including:

• Verification of clear title - making sure NO additional judgments or liens have been filed on property.
• Basement survey - making sure foundation is within required lot line setbacks
• Inspection - job progress report prior to disbursement
• Lien waiver collection - which ensures all contractors and sub contractors have been paid
• Disbursement - preparation of checks for payment

4. ESCROWS

Vinopal Title & Abstract provides ESCROW SERVICES which includes:

Preparation of escrow agreement and escrow of funds pending the satisfaction of escrow terms.

5. REALTOR CLOSING STATEMENT

We will fully prepare the realtor closing statement. The realtor will need to provide the listing contract, the offer to purchase and any Amendments and/or Counteroffer's, Data Sheet, and copies of any other documents pertinent to preparing a closing statement.

6. REAL ESTATE LEGAL SERVICES

We also provide a variety of legal services pertaining to the real estate transaction. These services. include, but are not limited to:

Drafting of Warranty Deed and Transfer Return

Drafting and reviewing offers to purchase

Drafting easements

Drafting Title Opinions

Drafting Termination of Decedent's Property Interest

Drafting Note and Mortgage

Drafting Power of Attorney

Handling 1031 or TAX Deferred exchange